They're doing 2 different packages, well there not Assist Fertility are, Manchester Fertility just do the treatment, you don't pay them.
The first is where you pay for 3 cycles upfront and if after all of them you've no live birth then you would receive a 70% refund. This is the one that they'd require a medical for. I was told I probably couldn't do this after we've done our nhs treatment if I'm still not pregnant, possible at the moment after just one failed cycle.
The other package is where you pay a reduced rate for 2 cycles, no refund on this and anyone can do it too. If you have a baby on the first cycle the second is forfeited you wouldn't get any money back. The cost doesn't include medication neither. Xx